Fund a loan. Change a life. Discover Kiva.

Founded in 2005, Kiva is an international non profit based out of San Francisco on a mission to connect people through lending to alleviate poverty. By connecting borrowers and lenders, Kiva is able to help entrepreneurs in the poorest countries launch their own businesses, provide resources to students in under-resourced regions, and give communities in rural areas access to clean energy. Anyone can help a borrower with as little as $25. And 100% of every dollar goes directly to funding loans, thanks to donations Kiva receives from grants, sponsors, and people like you.

Kiva believes that lending alongside others is one of the most powerful and sustainable ways to create economic and social good. Lending on Kiva creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. Whether you lend to friends in your community, or people halfway around the world, Kiva creates the opportunity to play a special part in someone else’s story. At Kiva, loans aren’t just about money—they’re a way to create connection and relationships.

Kiva started as a pioneer in crowdfunding in 2005, and is constantly innovating to meet people’s diverse lending needs. Whether it’s reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers, Kiva is constantly pushing the boundaries of what’s possible. When a Kiva loan enables someone to grow a business and create opportunity for themselves, it creates opportunities for others as well. It’s that ripple effect that can shape the future for a family or an entire community.

Over the last decade, Kiva has helped 2.6 million borrowers in 83 countries obtain over $1 billion in funding. Over 450 volunteers and 1.7 million lenders have made this effort possible, providing a loan on average every 2 minutes.

Discover more about Kiva at



Author: James Russo

James Russo is a digital product manager with a passion for social entrepreneurship and transforming the financial services industry through design and technology.

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